What is an Adverse Credit Mortgage?
If you’ve had financial issues in the past, finding a high street lender willing to provide a mortgage can seem impossible. We have access to the whole market, can make enquiries with the right lenders, get you the best deal possible and set you on the path to owning your home.
We have access to specialist lenders who cater for borrowers who have experienced previous financial difficulties. These are usually at a slightly higher interest rate, and you may have to provide a larger deposit or a greater amount of equity.
However some high street lenders allow for a small amount of adverse credit so we will always try them first. We will need to see a copy of your up to date credit report to work out the best options for you.