Michelle Heard

I first qualified as a mortgage & protection adviser in 1997 and became the director of CMS in 2017. I am extremely proud to be leading an exceptional team of women who all care passionately about helping people to achieve their goals and giving extra support to those in vulnerable circumstances.

The fantastic reputation that we have built up over the years means that we have been able to grow our team to reach a wider community through our brand ‘Herts & Essex Mortgage Solutions’. Our clients are our greatest advert and are always very happy to refer friends and family to us.

As well as working and looking after my two teenage boys Connor & Jake, I find time to de-stress by exercising, walking my dog Ted and playing my piano! These are both essential for me as I am a self-confessed workaholic!