Holding Your Hand Since 2002

CMS are mortgage specialists located in the heart of Essex. Whether you are a first time buyer, wanting to move home, or a landlord needing to remortgage, we are with you every step of your mortgage journey.

About Us

We are a team of fully qualified mortgage advisers with over 28 years experience. Based in the bustling city of Chelmsford, we are able to arrange mortgages anywhere in the UK. CMS believes in making mortgages accessible to everyone. You may prefer to see us face-to-face or we can arrange a meeting online. Whatever your needs, you can contact us today for your free consultation.

Access to Over 85 Lenders

At CMS, we research the whole market to find you the best deal. With access to more than 85 lenders including high street banks, building societies and specialist lenders, we will find the right solution for you.

Michelle was recommended to us by a family member, and we are genuinely so grateful they pointed us in her direction. As first-time buyers, we were stepping into completely unfamiliar territory and had what felt like an endless list of questions. From the very beginning, Michelle’s patience, kindness, and expertise stood out. She didn’t just guide us through the process, she made us feel confident and supported every step of the way.

Dated: a month ago | Posted On:

We have recently bought our new home and used Sarah to organise our mortgage and insurance and could not recommend her enough.The process was lengthy and complicated due to our situation however Sarah was by our side throughout, doing everything possible to push things through. She handled all communications quickly, ran countless calculations and explained everything to us thoroughly, making her portion of a rather stressful purchase as pain free as possible. On top of this, Sarah is warm, friendly and we really felt that she had our best interests at heart. We would not hesitate to recommend her and would use her again in a heartbeat. Thank you so much again! Natalie & Joe

Dated: a week ago | Posted On:

This is my second time working with Katie at Chelmsford Mortgage solutions and what a delight and very knowledgeable person she is. Each time she has given us every bit of knowledge about the current market and been able to help us decide the best mortgage at the time. It's always been a painless experience getting the best mortgage for our situation and I'd be more than happy to use Chelmsford in the future as they've provided excellent advice for us twice now.

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The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.