Since 2013, the Help to Buy mortgage scheme has enabled thousands of people to buy newly built homes who would not have otherwise been able to do so and, using the Help to Buy: Equity Loan.

Not all lenders offer mortgages to people looking to purchase with the Help to Buy scheme. They will need to ensure that you are borrowing within your means and are able to afford the equity loan repayments when they become due. You will also need to be approved for affordability by your local Help to Buy agent.